Charming and well-loved family home in the heart of St. Cloud. Built in 1918, this 3BR/2BA two-story home boasts a fireplace and front windows in the large living room providing a nice street view. Natural wood doors and doorframes add a warm touch. Eating space in the kitchen, which features custom wood cabinets, some with glass fronts, all appliances will be staying. Master bedroom has sitting area/nursery/office adjacent. From the bedroom, enter the huge closet, and then to the laundry room, with washer and gas dryer, and on to the bath with tub, separate step-in shower, cultured marble sink and vanity. This bath can also be entered from the kitchen. Upstairs are two more bedrooms, with glass transoms above the doors, closet storage, and full bath between the bedrooms. Going out the back door see the covered back porch to your right. The property is .26-acre, with workshop/shed with electric power. Store your RV beside the home, where there is a 30-amp exterior line, and the two AC/heat units. Enter the property from the front driveway, or the rear alley access. There is a detached garage apartment with a long-term tenant in place who would like to stay. The studio apartment of 336 square feet has gas stove in the kitchen, window AC unit, insulated ceiling, large walk-in closet, and full bath. Outside is a beautiful garden spot, and firepit gathering area. Main home's roof was replaced in 2004, exterior sewer lines replaced in 2017, transferable Terminix termite bond, low, low taxes and no HOA here!